Is NeuroStar TMS therapy covered by my insurance?

Yes, it usually takes time for healthcare insurers to establish coverage policies for newly approved treatments such as NeuroStar TMS. Most major insurances cover NeuroStar TMS, including Medicare plans nationwide. However, many commercial and Medicare plans have recognized the effectiveness of treating depression with TMS Therapy and now cover TMS as part of their plans, EXCEPT Colorado Medicaid.

NeuroStar is the #1 physician-recommended TMS Therapy for the treatment of mental health issues. It’s a safe, effective treatment that is FDA-cleared and covered by most insurance companies for MDD and MDD with anxious depression. And new payors are frequently adding OCD to their list of covered conditions. If you suffer from OCD, it’s worth asking your insurance company if they cover TMS for OCD treatment.


While every insurance company is different and policy details can vary, most major insurance companies will cover or reimburse for NeuroStar Advanced Treatment therapy if:

MDD, or MDD with Anxious Depression

  • You’re an adult who has been diagnosed with moderate to severe Major Depressive Disorder (MDD)
  • Your depression has not been relieved by at least 2 antidepressant medications (some insurance companies require up to 4 failed medications)
  • You are not pregnant or nursing

Obsessive-compulsive Disorder (OCD)

  • You’re an adult who has been diagnosed with OCD
  • You may be covered if your symptoms haven’t been relieved by at least 2 medications and psychotherapy hasn’t worked
  • You are not pregnant or nursing
Insurance for TMS